Free renewal reminder
Your bank counts on you auto-signing.
The renewal letter that arrives before your term ends is rarely your lender's best offer — it's the offer they hope you'll sign without shopping. Tell me when your mortgage renews, and I'll personally reach out before your window opens — with time to compare 88+ lenders, penalty-free.
- Rates can be held up to 120 days before renewal
- Switching at renewal is penalty-free
- No obligation — if your bank's offer wins, sign it with confidence
Why bother?
Because renewal is your biggest savings moment
On a typical Ontario balance, even a small rate difference at renewal compounds into thousands over the term — and you can capture it with zero penalty. Read more in the renewal guides or check what switching could save with the break-even calculator.
