What $750,000 Buys You in Bradford (2025 Edition)

Bradford West Gwillimbury is a fast-growing community on the Holland River, just north of Toronto. Locals often call it simply “Bradford.” The area blends historic farmhouses, 1980s subdivisions, and newer infill developments. For buyers in 2025 with a budget of $750,000, it’s important to understand what this number realistically gets you in today’s market.

Market Context in 2025

According to Zolo’s August 2025 report, the average home price in Bradford West Gwillimbury sits around $947,500. Detached homes dominate the market:

• Four-bedroom detached homes: ~$1.1 million
• Three-bedroom detached homes: ~$874,000
• Two-bedroom detached homes: ~$948,000
• Three-bedroom townhouses: ~$749,000

The median time on market is about 28 days, and there were 127 new listings during the July–August reporting period.

Across Simcoe County, the broader market has softened, with average prices down 5.7% year-over-year to $792,000. Bradford remains one of the pricier sub-markets, but its average price slipped 7.2% year-over-year, giving buyers slightly more leverage than in the heated pandemic years.

What $750K Buys in 2025

Semi-Detached and Smaller Detached Homes

A good comparison is 249 Collings Ave, a semi-detached home that sold for about $803,500 in June 2024. It had three plus one bedrooms, two bathrooms, hardwood floors, a fenced backyard, and a finished basement. With updates like a new roof and AC, it represented excellent value near downtown.

Currently, a similar option is 198 Collings Ave, listed at $849,900. It offers three bedrooms, two baths, an updated kitchen, and a finished basement. It’s a bit over the $750K budget, but comparable homes often sell closer to that mark.

Townhouses and Row Homes

Townhouses are the sweet spot for buyers at this price. Most three-bedroom models sell between $720K and $750K. Expect 1,200–1,600 sq ft, open-concept layouts, finished or finishable basements, and compact lots around 20×100 ft. Many were built in the early 2000s and remain popular for young families who want modern interiors without the maintenance of larger detached homes.

Older Bungalows

Bradford also has many 1970s–80s bungalows, typically three-bedroom homes with finished basements. They range from $700K to $850K, depending on upgrades. Buyers should budget for roof, furnace, or window replacements, but these homes often sit on wider or deeper lots than newer builds, making them appealing to families who want outdoor space.

Detached Homes Over $1M

At the next tier are homes like 114 Faris Street, listed for $1.08M. These larger detached houses offer double garages, modern kitchens, and 2,000+ sq ft. While out of reach for $750K buyers, they highlight the “move-up” market that attracts families trading up from townhomes or semis.

Neighbourhood Snapshot

• Central Bradford (Downtown & Older Areas): Affordable bungalows and semis, walkable to schools and shops. Prices: $700K–$900K.
• West Park / 8th Line: 1990s–2000s subdivisions with double garages and larger homes. Townhouses here may fit around $750K.
• Summerlyn / Blue Dasher: Modern, family-friendly subdivision with 2,000+ sq ft detached homes starting above $1.1M. Out of reach at $750K.
• Holland Marsh & Rural Hamlets: Hobby farms and acreages, often priced well above $750K unless it’s a small bungalow on a country lot.

Mortgage & Affordability in 2025

With interest rates around 4.5–5%, a $750K purchase with 20% down means a $600K mortgage. Payments land around $3,500–$3,600/month before taxes and insurance.

• Property taxes: $3,500–$4,000/year for semis; $5,000+ for detached homes.
• Closing costs: Expect 1.5–2% of the purchase price for legal, inspection, and land transfer taxes.
• Incentives: First-time buyers can explore the First-Time Home Buyer Incentive and land transfer tax rebates.

Tips for Buyers Around $750K

1. Know Your Priorities: Decide between a newer townhouse with upgrades or an older semi with more yard space.
2. Budget for Renovations: Homes in this range are often 30–50 years old and may need updates.
3. Be Commute-Savvy: Bradford GO offers access to Toronto, while Highway 400 makes Barrie and Newmarket commutes manageable.
4. Act Fast, but Smart: Well-kept homes still attract multiple offers. Pre-approval and flexibility are key.
5. Look for Grants: Energy retrofit programs can offset upgrade costs for older homes.

Conclusion

At $750,000, buyers in Bradford West Gwillimbury are working below the average sale price but still have solid options. Expect a semi-detached or townhouse with three bedrooms, modern updates, and family-friendly layouts. Larger detached homes with four or more bedrooms remain above the $900K mark, but smaller detached houses, older bungalows, and updated semis provide accessible entry points.

Bradford continues to balance small-town charm with urban convenience, offering GO train service, schools, parks, and a growing local economy. For families or first-time buyers, $750K in 2025 can still deliver a comfortable, well-located home—with the right expectations and preparation.

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