Mortgage Tips & Market Insights
February 24, 2026

5 GTA Areas Where Real Estate Prices Didn’t Drop — And 5 That Will Grow Next (2026 Insider Report)

🏡 GTA Real Estate Isn’t Crashing — You’re Just Looking in the Wrong Places

If you’ve been watching the news, you’ve probably heard it:

👉 “The market is down”
👉 “Prices are falling”
👉 “Buyers are waiting”

But here’s the truth that **top-performing mortgage brokers and investors understand**:

> **Not all real estate markets behave the same.**

While some areas in the GTA dropped 8–12%, others barely moved — and a few even went up.

So the real question is:

👉 **Are you buying in a market that drops… or one that holds and grows?**

Let’s break it down.

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# 🏆 5 GTA Areas Where Prices Held Strong

These are what I call **“wealth preservation zones.”**
They don’t crash — they pause.

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## 📍 1. Forest Hill & Deer Park

* Generational wealth buyers
* Limited inventory
* Elite school zones

👉 These buyers aren’t forced to sell when rates rise

**Result:** Prices remained stable compared to the broader market

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## 📍 2. Rosedale & Moore Park

* One of Canada’s most prestigious neighborhoods
* High percentage of cash buyers
* Legacy ownership (homes rarely flip)

👉 This is where money flows during uncertainty

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## 📍 3. Leaside (Midtown Toronto)

* Strong family demand
* Top-rated schools
* Close to downtown

👉 End-users dominate (not investors)

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## 📍 4. Yorkville / Annex (Luxury Condos & Mixed)

* International buyers
* Luxury condo demand
* Walkability + lifestyle

👉 Even when condos soften — luxury holds

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## 📍 5. Kingsway / Edenbridge (Etobicoke)

* High-income families
* Larger lot homes
* Strong school zones

👉 Stable, quiet, and resilient

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# 🚀 Now the Real Opportunity: Where Prices Will Grow Next

This is where **smart buyers are quietly moving right now.**

These are **“wealth creation zones.”**

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## 📈 1. Bradford (Bond Head / West Gwillimbury)

* Bradford Bypass (major infrastructure)
* Lower entry prices vs GTA
* Massive family migration

👉 Move 15–20 minutes north = save $200K–$400K

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## 📈 2. Innisfil (Alcona / Friday Harbour)

* Lake Simcoe lifestyle
* Remote work trend
* Growing demand for space

👉 “Mini Muskoka near Toronto”

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## 📈 3. Oshawa & Courtice (Durham Region)

* Affordable entry point
* Strong rental demand
* Transit improvements

👉 Ideal for investors + first-time buyers

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## 📈 4. Milton (West GTA Growth)

* Spillover from Mississauga
* Young families moving in
* Infrastructure expanding

👉 Safe + steady appreciation

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## 📈 5. Pickering (Seaton Community)

* One of Canada’s largest master-planned communities
* Future job growth
* Close to Toronto

👉 “Next Vaughan” opportunity

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# 🧠 The #1 Strategy Most Buyers Miss

There are only **two types of real estate markets:**

### 🏦 Wealth Preservation

* Forest Hill
* Rosedale
* Leaside

👉 Protect your money

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### 📈 Wealth Creation

* Bradford
* Oshawa
* Innisfil

👉 Grow your money

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# ⚠️ The Biggest Mistake Buyers Make

Trying to buy in:
❌ The wrong location
❌ Based on headlines
❌ Without strategy

Instead of asking:
👉 “Where is the market going next?”

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# 📞 Work With a Broker Who Understands the Market

This is where strategy matters.

Not just:

* Getting approved
* Finding a rate

But:
👉 **Buying in the RIGHT location**

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## 📲 Let’s Build Your Game Plan

📞 437-961-0004
🌐 [www.garrysidhu.ca](http://www.garrysidhu.ca)

👉 Whether you're buying your first home, upgrading, or investing
I’ll show you **where to buy — not just how to buy

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